{"id":6499,"date":"2015-07-11T14:15:22","date_gmt":"2015-07-11T18:15:22","guid":{"rendered":"https:\/\/aspire-canada.com\/?p=6499"},"modified":"2017-02-19T11:37:11","modified_gmt":"2017-02-19T16:37:11","slug":"15-things-wealthy-people-do-every-day","status":"publish","type":"post","link":"https:\/\/aspire-canada.com\/?p=6499","title":{"rendered":"15 Things Wealthy People Do Every Day"},"content":{"rendered":"

15 Things Wealthy People Do Every Day<\/h2>\n
\n

\"rich<\/p>\n

So what do the well-to-do do daily? That is, besides ask the butler to clear the tablecloth with one of those chrome, crumb-scraper thingies? Or send their laundry out via stretch limo? Or visit the bank vault the way some people pop by Trader Joe\u2019s?<\/p>\n

It\u2019s true that money can\u2019t buy many things \u2014 but some things can buy money, and wealthy people <\/a>have a unique understanding of the difference. That\u2019s because whether they\u2019re eccentric or exceptional, wealthy people think and act differently from most of us; it\u2019s how they made their riches in the first place.<\/p>\n

What follows is a list of 15 things that the rich embrace as daily habits<\/a>. What\u2019s it worth to you? You do the math: If you know of someone who\u2019s a millionaire and does all of these things, you could say that\u00a0each one is worth $66,666.67. Or if you prefer round numbers \u2014 and what tycoon doesn\u2019t? \u2014 call it $70,000 per habit for a cool $1.05 million. Speaking of which\u2026<\/p>\n

1. They Keep Their Cool<\/h2>\n

To write his 1937 book \u201cThink and Grow Rich\u201d \u2014 which has sold more than 70 million copies, reported Forbes in 2011 \u2014\u00a0author Napoleon Hill studied the habits of more than 500 wealthy people. Among the crucial factors he identified for likable people: When you\u2019re trying to build wealth, overreaction gives people a poor impression. As Hill wrote in another essay<\/span>, \u201cRemember that silence may be much more effective than your angry words.\u201d<\/p>\n

Read: 12 Biggest Experts Tell All: How to Grow Your Wealth in 2015<\/a><\/span><\/strong><\/em><\/p>\n

2. They Maintain a Daily To-Do List<\/h2>\n

CPA Tom Corley, the president of Cerefice & Company accounting firm in Rahway, N.J., conducted a self-styled, five-year study on wealthy and poor people. His results appear in the book \u201cRich Habits: The Daily Success Habits of Wealthy Individuals,\u201d and if buying it isn\u2019t on your to-do list, maybe it should be.<\/p>\n

When Corley asked about to-do lists, 81 percent of rich people said they kept them, compared with 19 percent of those in poverty. Two-thirds of wealthy listers complete 70 percent or more of their daily tasks. And if they\u2019re falling short on some items, look at it this way: Leveraged buyouts take time, y\u2019know.<\/p>\n

3. They Don\u2019t Watch TV<\/h2>\n

This action item (or non-action item) has more to do with \u201cJudge Judy\u201d reruns being hazardous to your mental health. It\u2019s about productive use of time, as Corley relates on his Rich Habits website. Only 23 percent of the rich watch more than an hour of TV a day, compared with 77 percent of the poor. That leaves time for wealthy folks to do other things that broaden their financial horizons, such as reading.<\/p>\n

4. They Read the Financial Times<\/h2>\n

Go ahead, make fun of those salmon-colored newsprint pages; the FT crowd is laughing all the way to the bank. In February, Harvard\u2019s Nieman Foundation ran an article on the Financial Times\u2019 supposed struggles. Its website ranks only 44th in the U.S.\u00a0business news category, but it appears some folks are counting the wrong numbers. The piece also cites FT\u2019s own stats, which estimate average subscriber income at $250,000 and show that 13 percent of readers are millionaires.<\/p>\n

Related: We\u2019ve Discovered the Secret to Wealth: Don\u2019t Have Kids<\/a><\/span><\/strong><\/em><\/p>\n

5. They Network<\/h2>\n

Like poor Cubs fans, rich people tend to hang out with each other. They also dedicate time to widening their circles of acquaintance and influence, whether through business organizations, LinkedIn or groups that attract ambitious, entrepreneurial minds<\/a>, such as the Chicago Lean Startup Circle, a high-tech hub.<\/p>\n

6. They Eat Healthy<\/h2>\n

It\u2019s hard to get your moneymaking brain in high gear if you feed it Twinkies and Diet Coke all day long. And the sad news is that diets of low-income people are getting worse, while those of high-income people are improving, according to the Journal of the American Medical Association Internal Medicine. This is not merely a function of money; food like\u00a0vegetables, fruits, whole grains and healthy fats\u00a0are not only heart healthy but relatively inexpensive \u2014 especially when compared to, say, caviar.<\/p>\n

7. They Educate Themselves<\/h2>\n

Books on MP3. Avid reading. TED Talks videos. Whatever the forum, wealthy folks are absorbing more knowledge, according to Corley. His research showed\u00a0that 63 percent of wealthy people listen to audio books during their commute to work versus 5 percent of poor people.<\/p>\n

Read: 6 Things Mark Cuban Says You Should Do With Your Money in 2015<\/a><\/span><\/strong><\/em><\/p>\n

8. They Invest<\/h2>\n

Investing might sound like a no-brainer \u2014 if you\u2019re rich, you have plenty of money to invest, right? But the wealthy track and pour much more money by percentage into pensions and insurance, whether actively or passively, on a daily basis. In its\u00a0Consumer Expenditure Survey<\/a> released in 2015, the U.S. Bureau of Labor Statistics found that those in the upper 20 percent of the report\u2019s\u00a0income quintiles\u00a0spend 15.6 percent of their income on pensions and insurance. That\u2019s more than six times as much as the lowest 20 percent.<\/p>\n

9. They Avoid Gambling<\/h2>\n

For some people, playing the market might seem like a gamble. But for the wealthy, temptations such as the lottery and casinos are less pronounced, says a study from the University at Buffalo Research Institute on Addictions<\/a>. The institute found that the poorer the neighborhood, the higher the risk for problem gambling: It was twice as likely in neighborhoods with the highest levels of concentrated poverty compared to neighborhoods with the lowest poverty levels.<\/p>\n

10. They Rise Early<\/h2>\n

The early bird gets more than the worm, it seems. \u201cTake 100 millionaires from across the world, and I\u2019ll bet you not one of them sleeps in,\u201d wrote Murray Newlands, a\u00a0startup adviser, investor and entrepreneur. \u201cThe majority of these individuals are up at 6 or 7 a.m. slaving away while the rest of us are still eating pancakes.\u201d<\/p>\n

11. They Exercise<\/h2>\n

OK, not every wealthy person does; we all know the \u201cfat cat\u201d stereotype. But Psychology Today reported in 2013 a study of 5,042 Finnish twin males. (Who knew there even existed 5,042 Finnish twin males?) The results showed that being physically active positively influenced 15-year income, with physically active males making 14 percent to 17 percent more than less-active males. In other words, they made it to the Finnish line sooner. (Insert groan here.)<\/p>\n

12. They Set and Stick to Goals<\/h2>\n

This advice comes from Idan Shpizear, who parlayed $3,000 into a $27 million business, 911 Restoration<\/a>, which helps homeowners recover from water damage. He says that focusing on goals makes the difference between survival and success. \u201cA lot of people jump straight to business but don\u2019t have a vision or strategy and goals. If you go through this process every day, your life will change,\u201d he said.<\/p>\n

13. They Set Aside Time to Be Creative<\/h2>\n

New York Times best-selling author Brendon Burchard\u00a0\u2014\u00a0who hangs out with the likes of Bill Gates and Richard Branson\u00a0\u2014 consistently blocks out time to create. He says it\u2019s a habit of the super-successful, as noted in Entrepreneur magazine.<\/p>\n

14. They Buy Up Company Stock<\/h2>\n

When Fidelity Investments looked at clients who had $1 million or more in their 401(k) accounts, they found that a whopping 75 percent of their assets were invested in company stock and stock mutual funds. So while the rest of us hit the vending machine at work, they dedicate a daily portion of their salary to becoming millionaires.<\/p>\n

15. They Know When to Call It a Day<\/h2>\n

Newlands \u2014 the same expert that talked about \u201cslaving away\u201d \u2014\u00a0is by no means saying the rich are workaholics\u00a0and that everyone else\u00a0should be as well. Rather, they save their energy to take on tomorrow just as they did today: \u201cStop working at 5 or 6 p.m. and do not do anything work-related \u2014 which includes checking your phone or emails \u2014\u00a0until the next day.\u201d<\/p>\n

This article first appeared on GoBankingRates<\/a> and was syndicated by the Personal Finance Network.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

15 Things Wealthy People Do Every Day So what do the well-to-do do daily? That is, besides ask the butler to clear the tablecloth with one of those chrome, crumb-scraper thingies? Or send their laundry out via stretch limo? Or visit the bank vault the way some people pop by Trader Joe\u2019s? It\u2019s true that…<\/p>\n

READ MORE<\/a><\/div>\n","protected":false},"author":3301,"featured_media":6500,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","pmpro_default_level":"","fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-6499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","pmpro-has-access"],"yoast_head":"\n15 Things Wealthy People Do Every Day<\/title>\n<meta name=\"description\" content=\"15 Things Wealthy People Do Every Day\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aspire-canada.com\/?p=6499\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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